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This course examines the annuity concept and explains what an annuity is and how it works. The mechanics of the accumulation and payout phases of an annuity are examined and sample calculations are
The senior market in California is growing. The number of seniors in California is expected to double between 2000 and 2020, with approximately one in every five Californians over 6
To practice ethically in today’s insurance market, you need more than good intentions. You need the specific tools and knowledge necessary to recognize and resolve ethical dilemmas with integrity
This comprehensive course delves into the intricacies of National Flood Insurance Program (NFIP) coverage, offering insurance agents invaluable insights to bolster their expertise in flood insuranc
Together, life and health insurance are a huge part of the insurance industry as a whole—and a key part of our society’s safety net. As an insurance agent, you’ll sell life and health insuran
Commercial property insurance protects businesses against loss. With commercial property insurance, losing a major piece of property won’t mean the end of the business—protecting commerce as we
As an insurance agent selling commercial casualty insurance, you help companies protect themselves from legal liability for losses caused by injury or damage to the property of others. You help com
No matter what type of insurance you sell, understanding the policy’s terms, conditions, and exclusions allows you to give more insightful advice to your clients—and become a valuable resource
You never know when an unhappy client might file a lawsuit claiming you’ve been negligent or made an error or omission while performing your services. Insurance brokers/dealers, registered invest
The risks and opportunities which digital technologies, devices, and media bring us are obvious. Cyber risk is never a matter purely for the IT team, although they clearly play a vital role. An or
Estate Tax Planning examines the various aspects of planning for the estate tax liability. The course begins with a discussion of the genesis of estate taxation in English common law and cont
Accordingly, the course provides information concerning the rules applicable to the ability of a group health plan or a health insurer offering group or individual health insurance coverage t
Senior citizen populations are growing throughout the country—and with them, the need for long-term care. Many types of long-term care are difficult to pay for—they’re often not covered by Me
Life insurance provides a valuable safety net to millions of families throughout the US—protecting them from financial disaster in the event of the loss of a loved one. As a Life and Health insur
The number of aging Americans is growing—and as the population grows, so will the need for long-term care. Finding coverage for long-term care in America is problematic, however—Medicare and pr
People insure their cars, their homes, and their valuables every day. But many don’t realize the need to insure what is probably their most valuable asset—their ability to earn money. But in th
Everybody needs health insurance—but it’s not exactly easy to buy. In addition to the expense, it’s not easy to choose from the maze of options presented to consumers—from private insurance
Senior citizen populations are growing throughout the country—and with them, the need for long-term care. Many types of long-term care are difficult to pay for—they’re often not covered by Me
The number of aging Americans is growing—and as the population grows, so will the need for long-term care. Finding coverage for long-term care in America is problematic, however—Medicare and pr
Without commercial insurance, big business couldn’t exist. Commercial insurance acts as an economic lubricant, allowing businesses to recover from losses that would ordinarily bankrupt them. As a
When a home, car, or other valuable property is damaged or lost, it can have a devastating impact on the owner. Personal lines insurance provides individuals with an important safety net against su
Standard personal lines insurance is supposed to protect owners of homes, automobiles, watercraft, and other assets in case of loss or costly damage. But the standard liability policy is sometimes
Whether it’s to complete customer deliveries, transport employees, or perform essential functions out of the office, every business needs a vehicle. And that means most companies need auto insura
This comprehensive course delves into the intricacies of National Flood Insurance Program (NFIP) coverage, offering insurance agents invaluable insights to bolster their expertise in flood insuranc
Accidents and injuries are difficult to predict—and damage awards can be astronomical. Because of this, general liability insurance is perhaps the most important line of commercial insurance a bu
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